Effective Date:

(8/10/2024)

Welcome to

Rob Benson Team at Legacy Mutual Mortgage

These terms and conditions govern your use of our services, website, and any communication with our business. By using our services, you agree to comply with and be bound by the following terms and conditions.

1. Acceptance of Terms

By accessing our website or using our services, you agree to these Terms and Conditions. If you do not agree with any part of these terms, you should discontinue using our services immediately.

2. Mortgage Services

We provide mortgage lending services, including but not limited to home loans, refinancing, and home equity loans. All services are subject to approval based on our underwriting guidelines and applicable laws. Any rates, terms, and loan approvals are subject to change and are not guaranteed until confirmed in writing.

3. Privacy Policy

Your use of our services is subject to our Privacy Policy, which can be found https://app.robjbenson.com/privacy-policy. We take your privacy seriously and are committed to protecting your personal information.

4. Eligibility

You must be at least 18 years of age to use our services. By using our services, you represent that you are legally capable of entering into binding contracts and that the information you provide is accurate and complete.

5. Loan Application Process

When you apply for a loan with us, you agree to provide true, accurate, and up-to-date information. Providing false or misleading information may result in the termination of your application and other legal actions. We reserve the right to refuse any loan application for any reason.

6. No Guarantee of Loan Approval

Submitting an application for a mortgage does not guarantee approval. All loans are subject to underwriting guidelines, and we reserve the right to deny any application at our discretion.

7. Changes to Terms and Services

We reserve the right to update or modify these Terms and Conditions at any time without prior notice. Your continued use of our services after any such changes constitutes your acceptance of the revised terms.

8. Intellectual Property

All content, branding, logos, and materials provided on our website or through our services are the property of

Rob Benson Team at Legacy Mutual Mortgage

or our licensors. You may not use, reproduce, or distribute any materials without our express written consent.

9. Limitation of Liability

To the fullest extent permitted by law,

Rob Benson Team at Legacy Mutual Mortgage

shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from your use of our services. This includes but is not limited to financial losses, loss of data, or business interruptions.

10. Indemnification

You agree to indemnify, defend, and hold harmless

Rob Benson Team at Legacy Mutual Mortgage

from and against any claims, liabilities, damages, losses, or expenses, including legal fees, arising out of your use of our services or breach of these terms.

11. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the State of [Insert State], without regard to its conflict of law principles. Any legal action or proceeding related to these terms must be brought in the state or federal courts located in [Insert State].

12. Contact Information

If you have any questions about these Terms and Conditions, please contact us at:

Rob Benson Team at Legacy Mutual Mortgage
Phone: 850-860-2090

Email: [email protected]

Address: 3 W Garden St, Ste 519